But what if I’ve been with my megabank for years and don’t have any complaints?
If you’ve been wronged by your megabank – through hidden fees, a negative customer service experience, or any other combination of issues — you may have looked into moving your money. But if you’ve been lucky enough to not have any complaints, then why mess up a good thing, right? Well, we don’t totally agree.
We believe the benefits of a community bank or credit union are worth it. Here’s why:
Same products and services, only better
Community banks and credit unions offer all the same products the megabanks do, including checking accounts, savings accounts, and loans. Most even have free checking (like Kasasa!), online bill pay, direct deposit, and mobile banking. But one thing they have that most megas don’t — personalized service. If you ever have a question about any of those products or services, a community financial institution will be there for you with more personalized service every step of the way.
Save on ATM fees
Over the course of a year, the average person spends over $70 on ATM fees. And ATM fees are only increasing with time. With Kasasa, most ATM fees are refundable, meaning that $70 will go right back in your pocket. Free Kasasa checking accounts have paid back over $12 million in ATM fees to account holders across the country.
CFIs feed the local economy, benefitting local businesses
There has been a growing movement in recent years to shop local and eat local. So why wouldn’t you want to bank local too? Chances are, you know someone whose small business has been funded by a loan from a community bank or credit union in your town. Community financial institutions reinvest your dollars into the local economy. Now how rewarding is that?
Even if your megabank hasn’t done you wrong, there’s still reason to switch to a community bank or credit union. Experience the difference that Kasasa can make for you.