Bank fees never feel good.
From the ATM fees to the inconvenient “convenience fees,” to the monthly minimums; when you get charged a bank fee, it stings.The many (annoyed) faces that come with bank fees Click To Tweet
We ditched bank fees back in 2003 and haven’t looked back, but we remember the sting like it was yesterday. These are the many faces of bank fees.
It starts off small.
- The unexpected Friday night ATM fee
Sure, you knew you were going out, but didn’t take out cash. So that’s your bad. On the other hand, why should you be paying for your own money?
- The monthly minimum balance charge
These come out of nowhere and always at the worst time. Whether you’re low on funds in general or you just forgot to transfer bill money to your checking account, a monthly minimum balance charge will leave you saying “Really?”
But it gets worse.
- The monthly maintenance fee
Recognizing you’ve been paying a monthly maintenance fee of any kind is grounds to rope in a friend or loved one to make sure you aren’t overreacting.
Trust. They’ll be on the same page.
- The convenience fee
Whatever marketing genius termed the phrase “convenience fee” should be ashamed.
How is it convenient to charge me $8 to $11 every month just to have an account? Don’t banks make enough money by investing the money I give them?
- Overdraft fees
This one is kind of on you, but still, that $25-$35 charge is enough to wreck you.
But nothing can top the worst all….
- An ATM that triggers an overdraft fee
No words. Just anger.
Take a moment. Center yourself.
Here’s the light at the end of the tunnel:
It’s actually quite simple to avoid all of this nonsense. Kasasa created a type of checking/savings account that is always free, refunds ATM withdrawal fees other banks charge, and actually pays rewards like cash back, interest, and more.
The best part: it can only be found at community banks and credit unions around the U.S. This means your money stays within the community and actually goes towards things that benefit you instead of that megabank CEO who’s just itching for a new yacht.
Our initial reaction when we switched to one of our Kasasa accounts:
No fees, better personal service, and real interest? Is this the future?!
The first time we earned our Kasasa rewards:
Earning interest for doing what we already do feels good. It feels really good.
But not as good as it feels to share the love!
That feeling when you get paid to help your friends make the switch and ditch bank fees once and for all!