We’ve all been there… convinced ourselves we would just “window shop” at a dealership for a new car, only to wind up sitting across from an overly enthusiastic salesperson who is spouting out all kinds of numbers and payment scenarios. While the “just wingin’ it” strategy does ultimately get you into a new ride, it […]
Everyone knows that cars are expensive but rarely do people know how their credit score affects the final price they pay. Affording a new ride often requires us to find financing, usually through a lender in the form of an auto loan. The interest rate attached to the loan could cost you thousands of dollars extra. What determines your interest rate? Your credit score.
There comes a time in everyone’s life where it’s like, “homeownership: should I do this thing?” As innocuous a question that may seem, there are many factors involved in making the leap from renting to homeownership — some that you expect, and some… maybe not so much. While there’s no foolproof formula to determine which route […]
While you might be able to get away with just wingin’ it budget-wise as a single person, once you enter serious coupledom territory, chances are that will no longer fly. Finances are so closely intertwined with the success of a relationship, it’s important to be upfront and REAL about where you stand financially. These tips […]
Confession time: Finances have never been my specialty. As a creative professional, sometimes what I dream up and what happens in the real world need to come together for a little tête-à-tête. Now that we’ve gotten that on the table, you may ask, “So why are you writing about saving for retirement?” Fair question. Here’s […]
Eat healthier, exercise more, pick up a new hobby… these classic New Year’s resolutions probably date as far back as the creation of calendars themselves. (Well, maybe not quite THAT far.) But, the new year has always served as a time of reflection and often resolution setting. For many people, these New Year’s goals extend […]
While significant hikes in your appraisal can be exciting news if you’re looking to sell, it’s probably not if you’re sticking around and facing forking over some real cash.
There’s a lot more financial planning to do as a couple than just how to pay for the reception. Approach your finances together with a game plan in place.
There is one type of garden that is far less dependent on your botanical proficiency — your financial one. Make more green this spring by tending to your financial affairs.
Rather than settle for a current big bank relationship “just because” or wait around for something to go wrong, there are many reasons to proactively consider banking with a community bank or credit union.