Dollars & Sense

May 9, 2019
A Beginner’s Guide to Understanding 401k premium

We all know we want to retire, but figuring out the right retirement plan to get there can seem pretty complicated. If you have questions about how a 401k works or how to make sure your retirement plan is solid enough, look no further.

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Kasasa
March 22, 2019
What is APY? premium

Here's what you need to know about APY to make an informed decision when choosing the best bank for your next checking or savings account.

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Kasasa
March 20, 2019
The Best Way to Sell Your Stuff Online premium

One of the easiest ways to get some quick cash in a pinch is to look through your stuff, find items that you don't need, and then sell them. Back in the day, you would really have just two options for selling: A consignment store Have a garage sale That sounds like way too much […]

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Andrew Swinney
March 14, 2019
How do credit cards work? premium

I was 18 when I got my first credit card. There was a booth on my college campus offering a t-shirt and a voucher to the local pizza buffet if you applied. Back then, that might as well have been gold. A few weeks later a card arrived in the mail. I suddenly went from […]

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Andrew Swinney
March 5, 2019
Tax Deductions Most People Forget – The 2019 Edition premium

Every year billions of dollars are left in the government's hands because of forgotten tax deductions. If you're cool with that, feel free to hit the back button. If you'd rather get back more of that money, then keep on reading.   The Standard Tax Deduction for 2018   Itemizing your taxes can get you […]

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Kasasa
December 5, 2018
What is Identity Theft, and How to Prevent It premium

Identity Theft is a rising problem in the United States. It is defined as the unauthorized use of an individual’s personal information, in order to commit fraud or criminal acts. Common information that is targeted by identity thieves includes names, social security numbers, drivers’ license numbers, and other unique identifying information. In 2017, almost 15 […]

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Guest Author
November 29, 2018
9 Ways to Build Your Emergency Fund premium

You may already know that Baby Step 1 is saving $1,000 for a starter emergency fund. It might seem daunting to save up that much money, but you can do it! Even if you've never held $1,000 cash in your hands before, there are plenty of ways to quickly earn the money. Then you can […]

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Kasasa
November 7, 2018
5 Highly Effective Ways to Improve Your Credit Before Getting a Loan premium

Your credit score is the most important factor in determining the interest rate you receive on a loan. Taking the time to make sure your score is as high as possible can help save you a lot of money. Even just one half of a percent difference in the interest rate could save you thousands […]

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Guest Author
November 1, 2018
7 Things to Know about Saving for a Down Payment on a Home premium

Unless you are able to obtain a VA loan, you are probably going to need a down payment if you are planning on purchasing a home. Down payment minimum requirements can range from a VA loan’s zero, to 10 percent or more. The FHA has a first-time homeowners program that will allow you to put […]

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Guest Author
November 1, 2018
Business vs. Personal Checks: What Entrepreneurs Should Know premium

A personal checking account is often the first introduction to the world of finance. It's quick, easy, and a great way to track expenses. With the face of the check covered with images of sports, puppies, landscapes, or graffiti, a personal check is also a statement of individuality and one more fun way to make […]

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