Everyone knows that cars are expensive but rarely do people know how their credit score affects the final price they pay. Affording a new ride often requires us to find financing, usually through a lender in the form of an auto loan. The interest rate attached to the loan could cost you thousands of dollars extra. What determines your interest rate? Your credit score.
This blog was contributed by Tony Gilbert of RealFX.com A question many potential home buyers ask when applying for a mortgage is: Should I pay off debt before applying for a home loan? Credit card debt, auto loans and other forms of debt can all have an impact on a person's credit score, which in […]
Some habits form so easily we aren't even aware of them, like the way we manage and spend our money. Poor spending habits can easily land us in trouble. One of the ways we get derailed from our budgeting is by trying to keep up with the Joneses. Which made us wonder, how does our spending […]
No matter what financial guru you subscribe to, committing to saving is a critical step to achieving financial freedom. Bank fees can easily whittle away at your savings without you even knowing it. “It’s not how much money you make, but how much money you keep” - Robert Kiyosaki Saving is hard enough. There are […]
Article contributed by Emily Watts, a freelance writer at CustomWriting, traveler, and blogger. All of us love traveling. When it comes to money, it is always better to spend extra on souvenirs or nice dinner than on a hotel add-ons. How to avoid overpaying and enjoy the stay? 10 Ways to Travel and Save […]
Looking for a place to deposit your paycheck? Thanks to the mobile and online options that now come with even the most basic checking account, accessing and transferring your cash is easier than ever. Before you choose, it's important to look under the hood first and see exactly what you’re getting. Otherwise, you'll pay a […]
There comes a time in everyone’s life where it’s like, “homeownership: should I do this thing?” As innocuous a question that may seem, there are many factors involved in making the leap from renting to homeownership — some that you expect, and some… maybe not so much. While there’s no foolproof formula to determine which route […]
Summer vacations don't have to leave you broke. Here are 10 cheap vacation ideas to save some extra cash on your trips this year.
Graduation season is upon us, which means that college towns are winding down from the spring semester, students are moving out, and many are still contemplating what is next. Whether it’s from the thought of paying student loans, finding the perfect job, or starting fresh somewhere new, the stresses can seem overwhelming. In fact, stress […]
While you might be able to get away with just wingin’ it budget-wise as a single person, once you enter serious coupledom territory, chances are that will no longer fly. Finances are so closely intertwined with the success of a relationship, it’s important to be upfront and REAL about where you stand financially. These tips […]