Enough is Enough Bank of America recently decided to charge $12 for checking accounts to people who have a balance under $1,500. 70% of Americans have less than $1,000 in their account – think about the impact. Two facts make this decision especially disgusting. It targets customers who are already in financially tight […]
It's easy to put off saving for retirement, right? I mean, who knows how much you'll actually need? It's so far away, and you have bills to pay today... Unfortunately, the best way to hit your retirement goal is to start early. "According to a report from the Economic Policy Institute (EPI), the mean retirement savings of […]
Eat healthier, exercise more, pick up a new hobby… these classic New Year’s resolutions probably date as far back as the creation of calendars themselves. (Well, maybe not quite THAT far.) But, the new year has always served as a time of reflection and often resolution setting. For many people, these New Year’s goals extend […]
This article was contributed by Zoe Price. Anyone who has suffered from depression knows that it can become rather debilitating if you're unable to stop dwelling on the negative thoughts that naturally result from the condition. Science has linked depression to financial hardships and a higher chance of having debt problems. Of course, if […]
We all know we want to retire, but figuring out the right retirement plan to get there can seem pretty complicated. If you have questions about how a 401k works or how to make sure your retirement plan is solid enough, look no further.
You survived twelve years of schooling and an additional four years of college. You took math, English, physics, and maybe even an elective course on jogging... but did you ever take personal finance classes? You’re not alone. In a test discussed on Fortune.com, only 37% of American respondents were able to pass a basic financial […]
We hear it over and over: The holidays are about giving, not getting. To help drive this initiative, the Belfer Center for Innovation & Social Impact founded #GivingTuesday in 2012, with the goal of bringing organizations and people together to celebrate philanthropy and encourage giving back. While many people have the desire to give back, they sometimes […]
Finding small businesses to shop with can be a little trickier than finding the closest mall, but the benefits are well worth it. Here are a few places to start looking.
Bank fees never feel good. From the ATM fees to the inconvenient “convenience fees,” to the monthly minimums; when you get charged a bank fee, it stings. We ditched bank fees back in 2003 and haven’t looked back, but we remember the sting like it was yesterday. These are the many faces of bank […]