December 5, 2018
What is Identity Theft, and How to Prevent It premium

Identity Theft is a rising problem in the United States. It is defined as the unauthorized use of an individual’s personal information, in order to commit fraud or criminal acts. Common information that is targeted by identity thieves includes names, social security numbers, drivers’ license numbers, and other unique identifying information. In 2017, almost 15 […]

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Guest Author
November 29, 2018
How To Kill The Christmas Shopping List And Save Your Wallet premium

It’s the most wonderful time of the year. And the most expensive. It’s that time of year when we flock to stores to knock out our Christmas shopping list. Some bloggers will tell you that the way to save money is to make your own gifts or to donate to a charity on behalf of […]

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Andrew Swinney
November 29, 2018
9 Ways to Build Your Emergency Fund premium

You may already know that Baby Step 1 is saving $1,000 for a starter emergency fund. It might seem daunting to save up that much money, but you can do it! Even if you've never held $1,000 cash in your hands before, there are plenty of ways to quickly earn the money. Then you can […]

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Kasasa
November 7, 2018
5 Highly Effective Ways to Improve Your Credit Before Getting a Loan premium

Your credit score is the most important factor in determining the interest rate you receive on a loan. Taking the time to make sure your score is as high as possible can help save you a lot of money. Even just one half of a percent difference in the interest rate could save you thousands […]

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Guest Author
November 1, 2018
7 Things to Know about Saving for a Down Payment on a Home premium

Unless you are able to obtain a VA loan, you are probably going to need a down payment if you are planning on purchasing a home. Down payment minimum requirements can range from a VA loan’s zero, to 10 percent or more. The FHA has a first-time homeowners program that will allow you to put […]

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Guest Author
November 1, 2018
Business vs. Personal Checks: What Entrepreneurs Should Know premium

A personal checking account is often the first introduction to the world of finance. It's quick, easy, and a great way to track expenses. With the face of the check covered with images of sports, puppies, landscapes, or graffiti, a personal check is also a statement of individuality and one more fun way to make […]

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Guest Author
November 1, 2018
Best Luxury Exotic Cars for Under $50K premium

It's well known that luxury cars are more spacious, comfortable, and powerful. They have better sound systems, better seating, a better finish.  The best part? They have more useful and attractive accessories like the 911 turbo exhaust and surround sound Bose speaker system. One of the biggest perks of any luxury car is that they […]

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October 30, 2018
6 Repayment Tips to Get Out of Debt premium

Debt, or consumer debt, is what you owe based on the money you borrowed from a credit union, bank, the federal government, or other lending entity. There are two types: Revolving Debt– The most common example is a credit card. You have an amount (or limit) that you can borrow up to. When you pay […]

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Guest Author
October 18, 2018
Top 10 Side Hustles to Generate Extra Income premium

Everyone could use some extra income here and there. Perhaps it’s finally time to make the leap to full home ownership and save up for that dream house. Or maybe you’re looking to finally banish those debts from your life for good. Or even better yet, there just might be a one of a kind […]

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Guest Author
October 12, 2018
15 Useful Budget Hacks For College Students premium

For many college students, the time they join college is their first time to handle money on their own. Creating a budget and sticking to it may seem hard particularly if funds are limited. Nevertheless, with some research and creativeness, they can do much more than just getting by, even with their little resources. Thus […]

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