This blog was contributed by Tony Gilbert of RealFX.com A question many potential home buyers ask when applying for a mortgage is: Should I pay off debt before applying for a home loan? Credit card debt, auto loans and other forms of debt can all have an impact on a person's credit score, which in […]
No matter what financial guru you subscribe to, committing to saving is a critical step to achieving financial freedom. Bank fees can easily whittle away at your savings without you even knowing it. “It’s not how much money you make, but how much money you keep” - Robert Kiyosaki Saving is hard enough. There are […]
Taxes, amiright? Can’t live with ‘em, can’t leave ‘em by the side of the road. Because that would be setting yourself up for identity theft. Is it even theft if you just left it there for anyone to find? Maybe more like identity gift. Anyhoo. With more complex tax regulations on the horizon, this is […]
We all know we want to retire, but figuring out the right retirement plan to get there can seem pretty complicated. If you have questions about how a 401k works or how to make sure your retirement plan is solid enough, look no further.
Despite rising higher education costs and student loan debt, there is a baffling amount of federal student aid that goes unclaimed each year. A NerdWallet analysis showed that high school graduates left $2.7 billion in free college funding on the table in 2014. One of the key components of financial aid for students comes in […]
Buying a car is one of the biggest investments you’ll make, second only to buying a home. While paying cash would be ideal, the reality is that most people need a loan to pay for their car, whether it’s new or used. As something that accrues interest as you pay back over time, it’s important […]
Pop quiz: Which account do you use most often? If you answered your checking, then welcome to the masses. While consumers are writing fewer checks than ever, checking accounts are still, by and large, the most popular way to manage daily spending for consumers. From depositing paychecks, to paying bills, to keeping our money insured, […]
80% of New Year’s Resolutions fail by the second week of February. Here's how you can get motivated, dust those money goals off, and get back on track.
“I don’t know what APY stands for, but I do know what YOLO means, and I want my man-cave finished before football season.”